The Arizona Home Buying Process
In Arizona, real Estate agents are actually licensed to practice limited real estate law in that they are allowed to write contracts for the sale and purchase of real estate. One of the primary differences Canadians find in the Arizona home buying process is the use of Title companies in Arizona. The title company is a neutral third party to the transaction. The title company will follow the instructions written in the contract and agreed to by both the Buyer and Seller. Title companies cannot alter the contract or create instructions. Title companies are licensed and regulated by the State of Arizona. Title Companies in Arizona handle the transaction, provide all escrow services and Title insurance for the new owner and the lender.
Once a contract is reached between Buyer and Seller, escrow will be opened at a title company. Escrow is a service provided by the Title company. The easiest visualization I can give you to help you understand the function of escrow is to think of escrow as a big pot which is presided over by the escrow officer. All of the paperwork, the contract, the escrow instructions, the title documents, the loan documents, the money and the keys all go into the pot called escrow. The escrow officer presides over all of the components of the transfer of ownership of the property. Once you have a contract, it is deliv......Read More
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